Insurance Issues – Civil War – Part I

Insurance Issues – Civil War – Part I

by Zartiex Insurance Issues – Civil War – Part I In the course of his analysis of reported cases, Mustill J referred to a useful quote from Lord justice Farrell, in the case of the Republic of Bolivian. Indemnity Mutual Marine Co. Ltd. [1909] 1 KB 785, in which Farrell LJ quoted from a history of the American Civil War that:   “a civil war.. .is never formally declared: it becomes such by its accidents—the number, power and organisation of the persons who originate, and carrying it on. When the party in rebellion occupy and hold in a hostile manner a certain portion of territory, have declared their independence, have cast off their allegiance, have organised armies, have commenced hostilities against their former Sovereign, the world acknowledges them as belligerents and the contest as a war.”   Whilst adopting that as one form of civil war, the court did not consider it to be an exclusive definition. Nevertheless, an argument put forward by the insurers that if the events in Lebanon amounted to treason then it must constitute a civil war was dismissed. Such an argument was considered to be more relevant to “usurped power”.   The court relied upon the basic rule of construction, namely the first step was to decide whether the ordinary and literal meaning of the words “civil war” assisted the court in determining its limitations. In doing so it determined that a civil war was a war which had the special characteristics of being civil, namely internal rather than external. Nevertheless, a civil war is still a war and the words did not simply...
A Brief Long Term Care Insurance Comparison

A Brief Long Term Care Insurance Comparison

by Asim Saeed (Misa Khan) A Brief Long Term Care Insurance Comparison Many elderly people need assistance when they are no longer able to take care of themselves because of health-related issues. They may need help with personal care at home or more advanced medical care in a skilled nursing facility. Many organizations are available for help and they include home care agencies, adult day care centers, retirement communities and so on. All of these facilities charge for their services and are not always affordable to the average American. That is why it is so important to do a long-term care insurance comparison before a serious health issue surfaces. All long term care policies vary in their costs and coverage levels. They assume many of the costs that are not covered by Medicare. Some provide limited home care benefits in addition to skilled nursing care. That is why all policies should be reviewed carefully before purchase. Most policies pay a fixed amount per day while a person is confined to a nursing home or is a patient in a personal care facility. This fixed amount pays all or some of what the daily charges are in these facilities. Payment of policy benefits also vary from policy to policy. Some benefits begin on the first day of a nursing home stay or when Medicare benefits end or when the required elimination periods (number of days that insured must pay before policy benefits are paid) are satisfied. Of course, policies that start paying on the first day are more expensive than policies requiring an elimination period. All policies have restrictions attached...
Nice Insurance Guide photos

Nice Insurance Guide photos

A few nice insurance guide images I found: Brits can’t get enough of ‘Finger Lickin’ fried chicken Image by brizzle born and bred Brits’ love of fast food is far from slowing down and KFC is one chain cashing in on the trend. The fried chicken chain is planning to open 150 new stores in the UK and Ireland over the next five years, creating 6,000 new jobs. This year alone, KFC will invest £21m in opening 32 new branches that will create 1,300 jobs and take its total workforce in the UK and Ireland to 25,300. ‘The reality is that we could absolutely keep growing at this rate for the next five years and longer because there’s demand for KFC in geographies where we are not yet present, so as long as we can make sure our offering is appealing to consumers I think the ceiling quite a long way away,’ said Martin Shuker, managing director KFC UK and Ireland. The move comes as the UK continues to gorge on fast food. Once just a weekend treat, fast food and eating out now accounts for a third of Britain’s annual food budget. In total, the British spend £29.4bn a year on takeaways with Chinese, Indian and fried chicken amongst the most popular, according to a recent survey by VoucherCodes.co.uk. Founded in Kentucky in the 1950s and known for its ‘Finger Lickin’ Good’ slogan, KFC opened its first UK branch in Preston, Lancashire, in 1965. There are now 860 outlets across the UK selling 60,000 tonnes of chicken a year and annual customers have rise 32% to 143m over...
The Secret Money Auto Pilot System

The Secret Money Auto Pilot System

by photo The Secret Money Auto Pilot System Hi please allow me to introduce myself, my name is Malcom. What Im going to share with you today is secrets that was given to me from a good friend of mines, and in time I seen huge results that improved my life style and for better words, lets just say it allowed me to be financially free, Note: I don’t want to use the term rich because its a very strong clich and i feel the people that throws it around they are not really genuine with their contents. What Im going to share with you wont get you staggering amounts of money over night but a guarantee change in your financial life in a short period of time. .The Secret revealed to me A really good friend of mines who happens to be wealthy once told me? The Difference between the wealthy and the average was not that one was more ambitious than the other, or it was not one was more lucky than the other or defiantly not the big saying you have to know someone to get you through the door. No! All of this is not true he says. The difference is one took a chance, walked forward to something new that presented itself, and the other was to comfortable or afraid what new change would bring. Im sure you can guess which is who. In other words: Success = opening new pages, and average living = keeps writing on the same pages. Now it came to my attention how someone a little younger than I...
Image from page 548 of “The Street railway journal” (1884)

Image from page 548 of “The Street railway journal” (1884)

A few nice co car insurance images I found: Image from page 548 of “The Street railway journal” (1884) Image by Internet Archive Book Images Identifier: streetrailwayjo101894newy Title: The Street railway journal Year: 1884 (1880s) Authors: Subjects: Street-railroads Electric railroads Transportation Publisher: New York : McGraw Pub. Co. Contributing Library: Smithsonian Libraries Digitizing Sponsor: Smithsonian Libraries View Book Page: Book Viewer About This Book: Catalog Entry View All Images: All Images From Book Click here to view book online to see this illustration in context in a browseable online version of this book. Text Appearing Before Image: it isonly necessary to connect the leads from the generators and bolt inplace the bus bars which run horizontally back of the switchboard. Motor Driven Radial Drill. The accompanying illustration is of a new half radial drill, de-signed to be driven by a direct connected motor. The motor is of theiron clad type, entirely covering the armature, pole pieces and field coils,with commutator and brushes extending outside of the motor housing. Itis free from external magnetism, which is necessary in order to keepsmall particles of steel and iron from adhering to the drill. The armatureis mounted on a bronze spider which is attached to the cone pulley. Thecontrolling lever is arranged on top of the motor, and by a semi-cir-cular movement of the same all forward and backward speeds may beinstantly obtained, This, together with the back gears at the rear of theswinging arm, gives, not only a much wider range of speed than canbe obtained by a cone pulley, but a much more finely graduated speed. Text Appearing After Image: MOTOR...